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Comprehensive Cash Flow Analysis with Howard
How we will work togetherWe will fill out the cash flow worksheet together during the call. Please do not complete it in advance; having approximate numbers nearby is enough.Why this conversation existsYou’ve already seen the overview. This follow-up is simply to slow things down and look at the numbers together—calmly—to see whether your current cash flow can be improved without changing how you practice day to day or touching accounts receivable.If the math doesn’t show a clear, meaningful improvement within your boundaries, we’ll say that plainly and part as friends.What this is (and isn’t)This is a diagnostic conversation—not a presentation, not a commitment, and not a sales call. The goal is clarity. Nothing more.Who to includeIf there’s anyone else who should feel comfortable with a money decision, please invite them. This is meant to be an open, pressure-free discussion where questions are welcome.How we’ll work togetherWe’ll complete the cash flow worksheet together during the call. CFC emailed intro sheet tidycal.xlsx (Right click so you can view this sample)Please don’t fill it out ahead of time—having approximate numbers nearby is enough. We will fill out your personal spreadsheet together.What we’ll focus onAmong other things, we’ll look closely at any debt—when it started, interest rate, monthly payment, original balance, and current balance.Precision isn’t required; we just need to be in the right ballpark.The worksheet tabs we’ll walk throughStart Here – Why are we doing this at all? I want to understand your why and what you want your life to look like.Personal – The personal side of your overall equation. If expenses mostly run through a card that’s paid monthly, we’ll use the average of the last 3–6 months.Business – If you own one (or several), we’ll get a clear snapshot. A Profit and Loss sent prior to our call would be extremely helpful.Real Estate – Only if you own rental property directly. If not, skip it.Your priority sets the lensWe’ll tailor everything to what matters most to you right now:Sleep (cash cushion)Time (fewer clinical hours)Grow (team or equipment)Relief (personal debt)Or your own wordWhat happens nextIf the numbers support a clear improvement that fits your boundaries, you decide whether to take the next step.If the timing isn’t right, just reply “pause.” No chasing. Ever.Talk soon,Howard
120 Minutes Meeting
In this live 120-minute session, I will walk you through how I approach the markets and how I use probability to make trading decisions. I will break down how I think about risk, expectancy, and position sizing, and how probabilities shift as market conditions change. No indicators or hype — just the logic behind my system.If you’re trying to clean up your execution, smooth out your equity curve, have a clearer and more disciplined way to think about the markets, or pressure-test what you’re already doing, then this is probably for you.
60-min. Salary Negotiation Simulation + Debrief + Q&A
A salary negotiation role-play with realistic recruiter/hiring-manager pushback. We rehearse the moments you want to master — compensation expectations, anchoring, budget constraints, or internal equity objections.Live Debrief + Q&A with recommendations to sharpen your value narrative — so you position your ask with credibility and negotiate with confidence.Ideal if you haven’t negotiated externally in years, tend to under-ask, are stepping into bigger scope, or are navigating complex packages and cross-border moves.Optional: map your target range and negotiation levers, including external benchmarking best practices.This guidance is informed by years in broader HR teams, working closely with global and local Compensation & Benefits, performance management, and relocation teams, as well as extensive executive search experience across a wide range of clients — VCs, start-ups, and multinationals — providing a practical view of how policies, internal benchmarks, market data, and hiring decision factors typically shape negotiation dynamics.You benefit from personalized guidance, shaped by:10+ years of experience in Executive Search, in-house Talent Acquisition, and Internal Mobility within multinational corporationsA recruiter perspective and knowledge of internal hiring dynamics and decision-making Cross-border Europe expertise (Germany & France focus)Premium — designed for busy schedules:Evening and weekend slots availableSessions can be audio-only or video — your choice
80-Min. Interview Simulation + Debrief + Q&A
Recruiter-led mock interview with sharp questions, tough follow-ups, and direct feedback. We’ll cover the topics your profile is likely to trigger and focus on what you want to rehearse (e.g., gaps, short tenures, pivots, leadership challenges, salary, relocation, cross-cultural dynamics). Includes a live debrief + Q&A with recommendations to sharpen your pitch, value proposition, and executive presence.Optional: employer due-diligence questions to surface red flags (scope, decision-making & governance, culture and team health, compensation and offer terms) to help you assess mutual fit.You benefit from personalized guidance, shaped by:10+ years of experience in Executive Search, in-house Talent Acquisition, and Internal Mobility within multinational corporationsA recruiter perspective and knowledge of internal hiring dynamics and decision-making (stakeholders, politics, timing)Cross-border Europe expertise (Germany & France focus)Premium — designed for busy schedules:Evening and weekend slots availableSessions can be audio-only or video — your choice
30-Minute Follow-Up Q&A Call : Resume, LinkedIn and Cover Letter Review, Edit and Creation
Dedicated Q&A session for questions related to your resume, cover letter, or LinkedIn. Available as a follow-up to a review, edit, or creation service.Your materials are reviewed for target-role alignment, positioning, content, impact, structure, and ATS fit (readable by Applicant Tracking Systems). Designed to make key strengths land clearly — while staying accurate and authentic to your experience. The written guidance empowers you to optimize and reposition your materials for future applications with confidence.You benefit from personalized guidance, shaped by:10+ years of recruitment experience in Executive Search and in-house Talent Acquisition within multinational corporations across EuropePractical recruiter insight into what hiring managers and HR look for in applications.Cross-border Europe expertise (Germany & France focus)Premium — designed for busy schedules:Evening and weekend slots availableSessions can be audio-only or video — your choice
2 x 45-Minute Advisory Package
Two focused sessions to address your career priorities and keep momentum. Bring any career topic.Book your first session here — at the end of our call, we’ll schedule the second session to best support your next steps.You benefit from personalized strategic guidance with practical next steps, shaped by:10+ years of experience in Executive Search, in-house Talent Acquisition, and Internal Mobility within multinational corporationsA recruiter perspective and knowledge of internal hiring dynamics and decision-making (stakeholders, politics, timing)Cross-border Europe expertise (Germany & France focus)Premium — designed for busy schedules:Evening and weekend slots availableSessions can be audio-only or video — your choice
90-Minute Deep Dive Advisory Session
Get personalized advice on any career-related questions you may have.In-depth session to cover multiple areas or specific challenges.Structured advisory call for international executives in transition: clarifying target roles, sharpening positioning, strengthening interview readiness, and building a tailored job search strategy — so you can take your next step with confidence.You benefit from personalized strategic guidance with practical next steps, shaped by:10+ years of experience in Executive Search, in-house Talent Acquisition, and Internal Mobility within multinational corporationsA recruiter perspective and knowledge of internal hiring dynamics and decision-making (stakeholders, politics, timing)Cross-border Europe expertise (Germany & France focus)Premium — designed for busy schedules:Evening and weekend slots availableSessions can be audio-only or video — your choice
45-Minute Advisory Session
Get personalized advice on any career-related questions you may have.Structured advisory call for international executives in transition: clarifying target roles, sharpening positioning, strengthening interview readiness, and building a tailored job search strategy — so you can take your next step with confidence.You benefit from personalized strategic guidance with practical next steps, shaped by:10+ years of experience in Executive Search, in-house Talent Acquisition, and Internal Mobility within multinational corporationsA recruiter perspective and knowledge of internal hiring dynamics and decision-making (stakeholders, politics, timing)Cross-border Europe expertise (Germany & France focus)Premium — designed for busy schedules:Evening and weekend slots availableSessions can be audio-only or video — your choice
Dr. Polansky — 15-Minute Review of Your Owner Quiz
What this isThis is a private 15-minute review of your cash flow quiz.Dr. Howard Polansky will call you directly from 512-608-1020.Your priorityThis short conversation is designed to help you understand what may be creating friction or uncertainty in your cash flow right now — and whether your quiz answers point to anything worth exploring further.Howard reviews your quiz responses in advance, then walks through what stands out and why. The focus is on clarity, not advice or action.What may be discussed (only if useful)Your current cash cushion and liquidityHow fixed payments and obligations are sequencing month to monthWhether cash pressure is structural, temporary, or avoidableHow those patterns may be affecting flexibility or decision-makingWhat happens nextIf it appears there may be value in going deeper, Howard can email a Comprehensive Review Checklist.That checklist simply outlines the information needed for a longer follow-up conversation (up to one hour), where scenarios can be mapped and options explored to improve clarity around spendable income or flexibility.If the timing isn’t right, you can pause or stop at any point.No chasing. No pressure. Ever.